Creeton abstract visualisation of financial data flow representing predictive risk analysis

Financial stability between contracts, managed by predictive AI.

Creeton analyses your investment positions and income pattern in real time, applying a predictive stop-loss model that limits drawdowns when markets turn or work goes quiet. Built for UK freelancers who need their reserves to hold steady.

The Income Gap

Freelance income rarely moves in a straight line, and neither do markets.

Most independent consultants hold a portion of their reserves in investments to offset quiet months. The difficulty is timing: a market dip that coincides with a contract gap can erode capital precisely when it's needed most. Manual portfolio checks are reactive by nature — by the time a loss is noticed, it has often already deepened.

Creeton was built to remove that lag. Rather than reviewing positions periodically, the platform monitors volatility and drawdown risk continuously, applying pre-agreed protection thresholds before losses compound.

The cost of volatility isn't the dip itself — it's the delay between the dip and the decision to act on it.
About the Platform

A data-analysis engine built specifically for irregular income.

Creeton is an AI-driven decision-support platform. It ingests market data, portfolio positions and your declared risk tolerance, then runs predictive models to flag exposure before it becomes a problem. The output is a set of clear, explainable recommendations — not a black-box signal.

Every recommendation is logged with the data that informed it, so you can review the reasoning behind each stop-loss adjustment at any time.

Creeton data analysis dashboard concept used to brief the predictive risk engine
Solution Mechanics

How the Smart Stop-Loss system limits drawdown without limiting growth

Predictive thresholds, not fixed percentages

Traditional stop-loss orders trigger at a static percentage, regardless of context. Creeton's model adjusts the threshold based on current volatility, so a brief fluctuation doesn't trigger an exit that a sustained downturn would.

  • Volatility-adjusted exit points, recalculated daily
  • Separate thresholds for growth and reserve allocations
  • Full audit trail of every automated decision

Position-level, not portfolio-wide, intervention

Rather than exiting an entire portfolio at the first sign of turbulence, the system isolates the specific position under stress. This keeps otherwise stable holdings invested while protection is applied only where it's needed.

  • Granular monitoring down to individual holdings
  • Partial de-risking before full exit is considered
  • Re-entry rules to rebuild exposure once volatility settles
Methodology

Three steps behind every protective decision

01

Data ingestion

Live market feeds, your portfolio holdings and a record of your income pattern are brought together into one continuously updated dataset. No manual input is required once accounts are connected.

02

Predictive modelling

The model estimates the probability of sustained drawdown versus short-term noise, using historical volatility patterns alongside current market conditions. This informs where a protective threshold should sit.

03

Automated protection

When a threshold is reached, the system acts within the limits you've pre-approved — reducing exposure or exiting a position — and records the rationale for later review.

Use Cases

How freelance scenarios are handled in practice

Unplanned project hiatus

A contract ends earlier than expected and no new work is confirmed. The system shifts a defined share of growth capital toward lower-volatility holdings to preserve reserves during the gap.

Exposure reduced on hiatus trigger

Sudden market dip

A broad market correction begins mid-week. Rather than waiting for a scheduled review, the model flags the affected positions and applies the pre-agreed stop-loss threshold within the same trading session.

Same-session response

Large invoice payment

A lump-sum payment lands after a long client engagement. Creeton proposes an allocation split between reserve and growth holdings, based on your stated risk tolerance.

Guided allocation proposal

Seasonal slowdown

Historical income data shows a predictable dip each winter. The protection threshold is tightened in advance of that period, rather than adjusted reactively once income actually falls.

Threshold adjusted ahead of pattern

Extended market recovery

Following a de-risking event, the system tracks recovery signals and proposes a gradual re-entry schedule once volatility falls below your set tolerance.

Staged re-entry, not all at once
Questions Worth Asking

On AI decisions and fund security

Who actually makes the decision to sell or reduce a position?

The predictive model proposes the action and executes it only within limits you set in advance — such as maximum drawdown per position or total portfolio exposure. You can adjust these limits or pause automated action at any time.

Where is my capital held while using Creeton?

Creeton connects to your existing brokerage or investment account; it does not take custody of your funds. The platform issues instructions based on your configured limits, and your provider remains the custodian of the assets at all times.

Can I see why a particular decision was made?

Yes. Every automated action is logged with the data and threshold that triggered it, available for review in your account history at any time.

What happens if I disagree with a recommendation?

You can override or reverse any action manually, and you can tighten or loosen thresholds ahead of time so future recommendations reflect your preference more closely.

Is this suitable for someone new to investing?

Creeton is built for people who already hold investments and want more disciplined protection, rather than as a substitute for independent financial advice. We'd recommend speaking with a qualified adviser about your overall strategy before connecting an account.

Still weighing it up? Speak with our team about how the thresholds would apply to your specific portfolio.

Give your capital the same discipline you give your client work.

Set up takes a connected account and a short risk conversation. From there, Creeton monitors continuously, so you don't have to.

Secure Your Growth